KREO
One platform, fully live, powering Nigeria's eNaira economy.
KREO is a complete platform — merchant acceptance, open banking, agent banking, and cross-border settlement across West Africa, all live today.
Live
Merchant Acceptance
Self-service eNaira merchant onboarding, NQR QR codes, and nightly Naira settlement.
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Live
Open Banking
A CBN-aligned consent platform letting merchants share business data with licensed fintechs, on their terms.
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Live
Agent Banking
An offline-capable agent banking SDK bringing eNaira acceptance to areas with unreliable connectivity.
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Live
Cross-Border & Scale
Multi-region infrastructure, ML-driven fraud detection, and a cross-border corridor into Ghana's eCedi.
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